i have a budget plan!

yesterday, i finally decided (and had the courage) to think up my monthly budget plan.. it's a nice feeling pala, organizing your money, being able to weigh down how much goes to your expenses and how much you can save.. this would be effective march pa for me. no, i cant do it sooner, i still have gazillion bills to pay. this way, i limit myself on how much i could spend, and i could do it on a daily basis. try it on your own..

niwei, if you want to know my monthy budget plan, see below. if not, then skip reading it dammit! :)


house (mom) - 32%
what i charged on installment - 11%
necessities (food and transpo) - 24%
phone bill - 5%
savings - 12% (HEY THIS IS BIG ENOUGH FOR ME!)
extra (for clothes, books, gifts, gimiks, and other unplanned expenses) - 16%

extra cautions though:

i could not anymore charge anything on credit.. i couldnt handle having to think about what i have to pay in a whole month anymore!!

i have to limit my phone bill to 600! mabait ang sun, kaya ko to!

the only things i have actual control of are: my necessities, my phone bill and the "extra's", if i splurge on my necessities (eating too much expensive food, riding the cab instead of commuting), my luho's have to suffer, and in reverse, save up on my necessities, i would have more money to buy the things i want!!


so, that's it.. cross fingers i'd be able to keep my budget paln up! ciao!